Terms of Service

This website is operated by NeoInvests, [Street, Postal code City], Austria. Contact: neo@neoinvests.com.

These terms apply to your use of the NeoInvests website, the waitlist sign-up, the contact form, and any public demos (such as Hype Check or Money Paths). By using the site, you agree to these terms.

NeoInvests provides educational information, research, and decision-support tools only. It does not provide investment advice, financial advice, brokerage services, securities placement, or transaction execution. Nothing on this site is a personal recommendation to buy, sell, or hold any financial instrument.

Investing involves risk, including the possible loss of capital. Past performance is not a reliable indicator of future results. Figures and projections shown in demos (e.g. Money Paths) are illustrative averages, not guarantees. Always do your own research and, where appropriate, consult a licensed professional in your jurisdiction.

You must be at least 18 years old to use this site or join the waitlist.

Joining the waitlist does not guarantee access to the product, does not create a contract, and does not require payment. We may close the waitlist or change the product at any time.

You agree not to: (a) misuse the site or attempt to disrupt it; (b) submit unlawful, abusive, or misleading content; (c) attempt to access data you are not authorised to access; (d) scrape or systematically collect content; (e) use the site to send spam.

All content on this site — text, design, logos, and code — is owned by NeoInvests or its licensors and is protected by applicable laws. You may view and share links to the site for personal, non-commercial purposes.

To the extent permitted by law, NeoInvests is not liable for indirect or consequential losses arising from your use of the site, or for decisions you make based on educational content shown here. Nothing in these terms limits liability that cannot be limited under Austrian consumer protection law.

We may update these terms. Material changes will be reflected in the "Last updated" date. Continued use of the site after a change means you accept the updated terms.

These terms are governed by the laws of Austria, excluding conflict-of-law rules. Mandatory consumer protections in your country of residence remain unaffected. Disputes are subject to the competent courts in Austria, unless mandatory law specifies otherwise.

Questions about these terms: neo@neoinvests.com.